Tulpea’s Solution
With decentralized risk management, leveraged P2P real estate financing becomes possible
Last updated
With decentralized risk management, leveraged P2P real estate financing becomes possible
Last updated
Banks use people as collateral. DeFi uses assets as collateral. Tulpea applies common sense to collateral.
While DeFi has eliminated many of TradFi’s barriers, it has failed to unlock the full potential of collateralized lending. The rigid, market price-based approach to collateral valuation prevents borrowers from leveraging their assets efficiently, forcing over-collateralization and increasing systemic risk.
By adopting transparent, decentralized, and project-based collateral assessment frameworks, Tulpea ensures capital flows are based on economic merit rather than market volatility, paving the way for a more efficient, scalable, and inclusive financial system.
As a decentralized trust intermediary, Tulpea manages risk for lenders, enabling under-collateralized lending from borrower perspective while maintaining security and efficiency for lenders.
Tulpea addresses DeFi’s collateral inefficiency by introducing a structured risk assessment model that evaluates an asset’s economic performance, cash flow generation, and intrinsic value rather than just its price.
Asset-backed lending aligns with real estate and rental investment models, where cash flow and property value drive creditworthiness.
Instead of treating collateral as a simple financial guarantee, Tulpea integrates project viability assessments, liquidity mechanisms, and structured repayment models to create more efficient, capital-optimized lending solutions.
Real estate tokenization enables fully collateralized lending, eliminating the need for personal credit guarantees.
By enabling intelligent leverage on productive assets, Tulpea unlocks new borrowing possibilities that were previously inaccessible due to the limitations of static over-collateralization.
Liquidity access is permissionless, allowing investors to leverage tokenized assets without reliance on traditional banks.
